Age Coverage Damage Claims 
International Society of Appraisers
MARCH 14, 2025
Q: In a damage claim, what's the most common marketplace for determining the fair market value of diamond jewelry? In a damage claim, it is important to ask your client if there is a specific definition of fair market value you should use. Note that the definition of replacement cost comparable mentions age.
Harrison Appraisals
APRIL 7, 2023
In other words, age alone does not necessarily translate into value. In other words, age alone does not necessarily translate into value. A current appraisal will help ensure that your insurance coverage is appropriate, and that you’re not paying high premiums for something that has actually depreciated in value over time.
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