Age Equitable Distribution Insurance Policy 
Artifactual History Appraisal
SEPTEMBER 17, 2019
Actual Cash Value is Retail Replacement Value minus depreciation, which can be a deduction made for age, damage, or another factor. It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered.
Penrose Appraisals
FEBRUARY 15, 2024
Location of important papers, including: investment accounts, insurance policies, bank accounts, passwords, etc. This can be especially helpful if there is a desire to ensure the equitable distribution of items to heirs.
Penrose Appraisals
JUNE 25, 2024
If you prefer in-person assessments, and are located in the greater Northwest Pennsylvania area (Cleveland to Erie to Buffalo and down to Pittsburgh), Penrose Appraisals can also provide tailored appraisal services, especially for significant occasions like insurance, charitable donations, or equitable distribution.
Expert insights. Personalized for you.
130 
Let's personalize your content