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Condition issues, wear and tear, damage and environmental factors can also affect collectability and value. That is why it is vitally important to have a current valuable articles insurance appraisal that reflects the true worth of your prized possessions.
To research this article, I looked at both homeowners’ and personal inland marine policies, and specialized policies written just for art collectors. A provider evaluates the risk, provides a quote, issues coverage, and, in the event of a covered loss, pays the coverage set forth in the policy.
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