Auction House Insurance Insurance Policy 
La Jolla Gem Appraisal
JUNE 24, 2023
Auction Houses Buying diamonds at auction houses can be an exciting way to acquire rare and unique pieces. Auction houses like Christie’s and Sotheby’s have a reputation for offering high-quality diamond pieces, but prices can be steep due to the exclusivity of the items being sold.
Drishti LLC Appraisers
APRIL 16, 2021
Do you need to have a collection appraised for insurance? For example, a client cannot use a restricted appraisal as a basis for a sales price with an auction house or antique dealer. Likewise, it cannot be used for insurance purposes. For insurance purposes, the appraisal report is written for replacement value.
What Is It Worth?
MARCH 7, 2024
Do you want to include your item on your homeowner’s insurance policy, or do you want to donate it and/or write it off your taxes? Then you’ll need an insurance or replacement valuation. If you answer no, you’ll get the FMV and an insurance value. Changed your mind? No problem.
Artifactual History Appraisal
SEPTEMBER 17, 2019
An appraised value for insurance may be significantly higher than an appraised value for planned future sale, which can be baffling and difficult to comprehend without a familiarity with the different levels of the market. It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered.
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