Auction House Insurance Retail Replacement Value 
Artifactual History Appraisal
SEPTEMBER 17, 2019
Without those other two data points of 1) market level and 2) point in time (which is commonly referred to as the “effective date,” meaning the date the appraised value is effective for), any number that is thrown around as a value is essentially meaningless.
Imperial Gem Lab
MAY 13, 2019
How jewelry is valued While the majority of the appraisals we do are for insurance purposes (Retail Replacement Value), a Fair Market Valuation (FMV) is more appropriate when it comes to determining what you might expect to sell your jewelry for.
Invaluable
MAY 7, 2024
How much should you insure them for? Ideally, your appraisal will result in a reliable price estimate for insurance, tax or resale value. Retail Replacement Value for Insurance Coverage People will often get a Retail Replacement Value appraisal for insurance prices.
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