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The best way to determine what level of value you have in your own insurance policy is to pull out and read your policy documents or call up your insurance agent to confirm. Liquidation Value is often used in bankruptcy contexts. The next level is Fair Market Value.
As an appraiser, my role is to provide an unbiased, well-researched valuation tailored to your specific needs, whether for insurance, estate planning, donation, or sale. A professional appraisal ensures you have accurate documentation for financial and legal purposes. It was purchased from a gallery, auction, or estate sale.
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