Condition Fine Art Insurance Policy 
Art Appraisal Resources
JULY 13, 2023
Appraisals are crucial in the art market, providing essential information about artworks' value, authenticity, and condition. Whether you are a seasoned collector, an art enthusiast, or someone looking to sell or insure a piece of art, understanding when to seek an art appraisal is essential.
Art Peritus
JANUARY 31, 2025
The term collectionor more specifically, art collectionoften evokes thoughts of fine art and antiques. However, the qualities that make passion assets so precious to collectors also expose them to unique risksrisks often not covered by standard homeowners insurance policies.
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International Society of Appraisers
MARCH 14, 2025
There are different marketplaces depending on many factors, including: urgency to sell, quantity, condition of the property, and the quality of the items. The insured ends up with a comparable, used property and not a new property. Below are some ideas for getting your 700 hours. Please note that these hours do not have to be billable.
Artifactual History Appraisal
SEPTEMBER 17, 2019
When applicable, sales and/or import tax, commissions and/or premiums are included in this amount.” ( Appraising Art: The Definitive Guide to Appraising the Fine and Decorative Arts , 2013, Appraisers Association of America, page 438.) The next level is Fair Market Value.
McAllister Fossum Appraisal Services
SEPTEMBER 19, 2019
Understand Your Homeowner’s Insurance Policy The biggest problem I see after a devastating loss is underinsurance, meaning that homeowners suffer a loss yet fail to recover tens of thousands of dollars just at the time when they have lost everything they hold dear. At this point, you know you have at least $7,000 worth of fine art.
Drishti LLC Appraisers
JULY 27, 2023
One of the most important reasons to update an appraisal for artwork is to provide documentation of current condition. Condition of an artwork is a significant factor in determining value. A well-trained art appraiser is able to identify and document damage, or confirm that the artwork is not damaged.
Art Peritus
SEPTEMBER 3, 2024
Today, major insurers are well-versed in protecting collections, some offering policies specific to the type of items collected. Most standard policies will not provide this degree of specific coverage. Many fine art policies will even cover market fluctuations, protecting collectors up to 150% of the scheduled value.
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