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For insurance replacement purposes, appraisers should consider where the client typically shops, which, in most cases, falls under the retail market. When determining fair market value, we use the sales comparison approach to analyze comparable sales data (i.e., Note that the definition of replacement cost comparable mentions age.
If your insurance provider has asked you to get your artwork professionally appraised, or you need it evaluated for some other reason, How Do I Get My Art Appraised will help you find a qualified appraiser, fully understand all aspects of the appraisal process, and prepare you for what a professional fine art appraisal is likely to cost.
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