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Q: In a damageclaim, what's the most common marketplace for determining the fair market value of diamond jewelry? In a damageclaim, it is important to ask your client if there is a specific definition of fair market value you should use. Chapter 11 in the Core Course Manual discusses insurance coverage and claims.
A provider evaluates the risk, provides a quote, issues coverage, and, in the event of a covered loss, pays the coverage set forth in the policy. Of the two, the “All-Risk” policy usually provides broader coverage for a homeowner. In the event of any covered loss, a deductible will be applied.
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