Coverage Fine Art Insurance Policy 
International Society of Appraisers
APRIL 19, 2024
” Specifically, many people may not realize that traditional homeowners insurance policies typically have coverage limits that may not be sufficient to adequately protect high-valued property such as fine art, jewelry, or luxury items.
Veritas Art Appraisals
JUNE 13, 2022
Some of the most common questions advisors hear from clients about their fine art and collectibles are, “Does my homeowner’s insurance provide coverage for my artwork? A typical homeowner’s insurance policy affords you a little bit of coverage. Do I need a special rider?”
Artifactual History Appraisal
JUNE 28, 2019
I’ve included a short excerpt below and the entire article can be read online here ( [link] ) “Many people are familiar with the concept of insurance coverage in the context of car insurance or travel insurance, but knowledge about insurance coverage of personal property such as fine art or antiques is much less widespread.
Art Appraisal Resources
JULY 13, 2023
Many insurance companies require a professional art appraisal to determine the appropriate coverage and premiums. You should check with your insurance provider to see what is and is not covered by your homeowners or rental insurance policy. You do not need a formal written appraisal to sell most fine art.
Art Peritus
SEPTEMBER 3, 2024
Today, major insurers are well-versed in protecting collections, some offering policies specific to the type of items collected. Some policies specifically cover transportation risks and will not only compensate for the loss in value, but often the substantial cost of restoring the piece is also covered. What does it exclude ?
Fine Art Estates
JUNE 4, 2021
Three Insurance Experts Explain the Intricacies of Insuring Your Art Collection I am often asked by clients if they should cover their art under their homeowner’s insurance (HO) or if they should investigate insuring their art with a separate fine art collectors’ policy.
Drishti LLC Appraisers
JULY 27, 2023
A well-trained art appraiser is able to identify and document damage, or confirm that the artwork is not damaged. Furthermore, a fine art appraiser will document details, such as a blindmark, that may be overlooked by a general appraiser. Fires cause smoke damage, and flooding can increase exposure to humidity and molds.
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