Coverage Gemology Insurance Policy 
Buckhead Jewelry Appraisers
FEBRUARY 27, 2024
So you’ve just inherited your grandmother’s vintage diamond ring, only to find out it’s not covered by your insurance policy because its value wasn’t properly appraised. This evaluation helps insurance companies determine fair compensation for claims, or simply an insurance valuation.
Buckhead Jewelry Appraisers
DECEMBER 12, 2023
Jewelry appraisal for insurance is the most essential requirement for getting jewelry insurance. Standard homeowners' or renters' insurance may provide some coverage for your personal belongings, including jewelry. However, your insurance may have lower coverage limits and exclusions for certain types of losses.
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Buckhead Jewelry Appraisers
APRIL 5, 2024
Insurance Coverage Your jewelry is an asset that should be protected. When that time comes, outdated appraisals may result in inadequate insurance coverage, which will leave you financially vulnerable. Updating your appraisals helps ensure that your insurance policy reflects the true value of your jewelry.
International Society of Appraisers
MARCH 14, 2025
The diamond may have the same color and clarity grade, or it’s gemological specifications may be close. The type of value before and after the loss will be dictated by the client and is based on how the insurance policy is written or the particular situation at hand. It has similar qualities. You end up with a new ring.
La Jolla Gem Appraisal
JUNE 24, 2023
Ask for certification: Request a diamond certification from a reputable gemological institute to ensure authenticity and quality. Verify return policy: Verify the store’s return policy, in case you need to return or exchange the diamond. This will help them determine the value of the diamond and the premium for coverage.
John Thomas Jewelers
AUGUST 17, 2023
Without a proper evaluation of your jewelry’s worth, you can’t get insurance coverage for it. Jewelry appraisals are required for most insurance policies. Jewelry appraisals are typically performed by a certified and qualified professional with expertise in gemology, jewelry, and appraisal techniques.
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