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For example, the client may want to know the replacement value of the artwork prior to damage and the salvage value of the artwork in its current condition. Talk to your client to identify the scope of work. Chapter 11 in the Core Course Manual discusses insurance coverage and claims.
Understanding the nuances of property insurance coverage and the claims function is essential for appraisers to effectively carry out their duties. Insurance industry terminology such as risk, premium, loss, deductibles, coverage limits, and perils are some of the fundamental concepts appraisers must grasp.
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