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The Essential Guide to Jewelry Appraisal and Insurance

Buckhead Jewelry Appraisers

Jewelry appraisal for insurance is the most essential requirement for getting jewelry insurance. Standard homeowners' or renters' insurance may provide some coverage for your personal belongings, including jewelry. However, your insurance may have lower coverage limits and exclusions for certain types of losses.

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Insurance: Protecting Your Collection

Art Peritus

Some policies specifically cover transportation risks and will not only compensate for the loss in value, but often the substantial cost of restoring the piece is also covered. Most standard policies will not provide this degree of specific coverage. Do I need to consider separately itemizing (a.k.a.

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Understanding the Different Levels of Value: It’s Worth What Where and When?

Artifactual History Appraisal

You may also see this level of the market described as “replacement cost,” which is a term used by the International Society of Appraisers. Clients pay the insurance premium precisely to preserve the option of receiving a settlement sufficient to replace items within a practical time frame sourcing from the retail level of the market.