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Insurance: Protecting Your Collection

Art Peritus

Desantis Should You Consider Insurance? Surprisingly, many collectors of “passion assets” don’t think to protect these valuables with insurance. However, in truth there is no “minimum value” to mandate insuring one’s treasured valuables and virtually ALL collections can benefit substantially from being insured.

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Understanding the Difference in Value for Different Jewelry Appraisal Purposes

La Jolla Gem Appraisal

For example, the value used for insuring a diamond ring differs significantly from the value used to sell it or distribute it in an estate. Each type of value serves a specific need, and understanding these distinctions is essential for making informed decisions. When to Use: Insurance purposes Shopping Comparision 2.

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The Essential Guide to Jewelry Appraisal and Insurance

Buckhead Jewelry Appraisers

Getting jewelry insurance is a responsibility that goes with owning fine jewelry. Having jewelry insurance ensures the protection of your jewelry from financial loss due to theft, loss, or damage. Jewelry appraisal for insurance is the most essential requirement for getting jewelry insurance.

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Understanding the Different Levels of Value: It’s Worth What Where and When?

Artifactual History Appraisal

Without those other two data points of 1) market level and 2) point in time (which is commonly referred to as the “effective date,” meaning the date the appraised value is effective for), any number that is thrown around as a value is essentially meaningless.

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How to Find a Qualified Jewelry Appraiser

Buckhead Jewelry Appraisers

Whether you are looking to sell your jewelry, ascertain the worth of a family heirloom, or seek insurance coverage, the expertise of a qualified jewelry appraiser near me is indispensable. The retail replacement value of your jewelry is higher than its fair market value. Insurance Companies.

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Jewelry Appraisal Guide: Understand & Find Jewelry Appraisers

Invaluable

How much should you insure them for? Ideally, your appraisal will result in a reliable price estimate for insurance, tax or resale value. Retail Replacement Value for Insurance Coverage People will often get a Retail Replacement Value appraisal for insurance prices.