Coverage Paintings Valuation 
Fine Art Estates
JUNE 4, 2021
A provider evaluates the risk, provides a quote, issues coverage, and, in the event of a covered loss, pays the coverage set forth in the policy. Of the two, the “All-Risk” policy usually provides broader coverage for a homeowner. I was wrong. In the event of any covered loss, a deductible will be applied.
Art Peritus
MARCH 31, 2025
Protective Measures For fine paintings, prints, and photographs, museum-grade framing is essential. Ensure Comprehensive Documentation & Appraisals Regularly update appraisals every 3 years to ensure proper valuation in case of loss or damage.
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Art Appraisal Resources
JULY 13, 2023
Many insurance companies require a professional art appraisal to determine the appropriate coverage and premiums. An impartial valuation can eliminate a lot of conflict with family members so they know what they have and can sell in the most appropriate marketplace.
Artifactual History Appraisal
SEPTEMBER 17, 2019
All appraisal reports written in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP) have to include identification of the level of the market the appraised values are set in and the effective date of the valuation. The next level is Fair Market Value.
Art Peritus
FEBRUARY 17, 2023
These types of valuations are not accepted. B: When considering insurance, what is the difference between Blanket and Scheduled insurance coverage for collectibles? K: Scheduled coverage separately describes individual collectibles to be insured at a specific value. They don’t have the correct credentials. K: Yes indeed.
Art Peritus
SEPTEMBER 3, 2024
Since Homeowners and Renters policies typically have dollar limits, specialized policies for coverage of art, antiques, or luxury goods (like that new Birkin bag!) Most standard policies will not provide this degree of specific coverage. Do you need to reevaluate your type of coverage to determine if it’s sufficient?
Art Advisor's Blog
JULY 11, 2019
Your insurance agent has suggested that you need your art or jewelry appraised in order to put them under rider coverage. You just moved across the country and your favorite painting arrived with a gash through the canvas. The standards include the need for the appraiser to have no financial interest in the outcome of the valuation.
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