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Q: In a damageclaim, what's the most common marketplace for determining the fair market value of diamond jewelry? In a damageclaim, it is important to ask your client if there is a specific definition of fair market value you should use. As appraisers, we are market researchers. It is missing the glass inserts.
As I started to research the subject, I was shocked to discover how little I knew about fine art collector’s insurance and how inadequately most HO policies cover collectibles like fine art. To research this article, I looked at both homeowners’ and personal inland marine policies, and specialized policies written just for art collectors.
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