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Fine Art Insurance 101

Fine Art Estates

Three Insurance Experts Explain the Intricacies of Insuring Your Art Collection I am often asked by clients if they should cover their art under their homeowner’s insurance (HO) or if they should investigate insuring their art with a separate fine art collectors’ policy.

Fine Art 130
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Office Hours Information from March 2025

International Society of Appraisers

Q: In a damage claim, what's the most common marketplace for determining the fair market value of diamond jewelry? In a damage claim, it is important to ask your client if there is a specific definition of fair market value you should use. The insured ends up with a comparable, used property and not a new property.

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Tips For Developing a Disaster Preparedness Plan

Artifactual History Appraisal

Art doesn't handle temperature and humidity fluctuations well, and if you own a very small, very expensive painting, it might make sense to tuck it in the car with you rather than risk leaving it in the house. If your house burns down/floods/is destroyed by a tornado, what financial compensation would you receive from your insurance company?

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So You Found A John George Brown Painting?

Harrison Appraisals

In fact, his true calling was painting. Genre Painter Brown painted both landscapes and portraits. However, by the mid-1870s, he began focusing almost exclusively on painting the working children of late 19 th century America. Brown’s street urchin paintings include specific themes that contributed to their popularity.