Equitable Distribution Furniture Insurance Policy 
Penrose Appraisals
JANUARY 6, 2024
Policies vary from insurance company to insurance company, but generally, there are limitations to homeowners' or renters' insurance that are important to keep in mind if you happen to own items of exceptional value. Equitable distribution.
Artifactual History Appraisal
SEPTEMBER 17, 2019
Examples of retail replacement value are the price an art gallery asks for a painting in their inventory, the asking price of a table by a furniture designer, or the manufacturer listed price of a sterling silver serving item. It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered.
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