Fine Art Insurance Policy Market Value 
Fine Art Estates
JUNE 4, 2021
Three Insurance Experts Explain the Intricacies of Insuring Your Art Collection I am often asked by clients if they should cover their art under their homeowner’s insurance (HO) or if they should investigate insuring their art with a separate fine art collectors’ policy.
Art Appraisal Resources
JULY 13, 2023
Many insurance companies require a professional art appraisal to determine the appropriate coverage and premiums. An appraisal helps establish the artwork's current market value and ensures that you have the necessary documentation in case of loss, theft, or damage.
Artifactual History Appraisal
SEPTEMBER 17, 2019
Most people selling items on the secondary market who aren’t professional dealers or without access to the assistance of professional dealers will find it difficult to obtain retail prices in a sale, and can more realistically expect future sale prices to be closer to the Fair Market Value and Liquidation Value levels of the market.
Drishti LLC Appraisers
JULY 27, 2023
A well-trained art appraiser is able to identify and document damage, or confirm that the artwork is not damaged. Furthermore, a fine art appraiser will document details, such as a blindmark, that may be overlooked by a general appraiser. Similar to investment markets, the market value of artwork fluctuates over time.
JSK Fine Art Appraisals
OCTOBER 15, 2023
Accurate Valuation for Adequate Coverage: The art market is dynamic, with values fluctuating over time. Regular insurance appraisals guarantee that your coverage accurately reflects the current market value of your artworks.
Art Peritus
SEPTEMBER 3, 2024
Today, major insurers are well-versed in protecting collections, some offering policies specific to the type of items collected. Most standard policies will not provide this degree of specific coverage. Many fine art policies will even cover market fluctuations, protecting collectors up to 150% of the scheduled value.
ValuePros Appraisal Services
MARCH 23, 2018
By Ray Nugent Fine Art Insurers require more frequent valuation updates for Fine Art items than other less dynamic markets. The term “dynamic” is used to indicate the frequency of market events that influence market values. Coverage is relatively affordable.
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