Hypothetical Condition Identification Jewelry 
International Society of Appraisers
MARCH 14, 2025
Q: In a damage claim, what's the most common marketplace for determining the fair market value of diamond jewelry? You can replace “diamond jewelry” with other types of property and ask yourself similar questions. For example: Where does pre-owned diamond jewelry sell to the public?
ASA Newsroom - Gems & Jewelry
MAY 1, 2024
The approach to problem identification may be the same in the context of an appraisal for charitable gift or estate tax; however, in an insurance context, appraisers are often faced with specific challenges such as evaluating a property that has already been damaged or stolen. In these situations, hypothetical conditions may be necessary.
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