Insurance Policy Market Value Sale 
Artifactual History Appraisal
SEPTEMBER 17, 2019
Based on this, the same exact object can have multiple values on the same day, depending on what level of the market one is evaluating. Actual Cash Value is Retail Replacement Value minus depreciation, which can be a deduction made for age, damage, or another factor. The next level is Fair Market Value.
GIA 4Cs
MAY 20, 2025
For example, an insurance replacement value is generally much higher than a fair market value. Thats because replacement value is the estimated cost to duplicate an item at current prices. They should never state the value of a diamond. Find out how he keeps up to date on gem and jewelry values.
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ValuePros Appraisal Services
AUGUST 23, 2023
When it comes to assessing the value of personal property, two commonly used methods are the Replacement Value Appraisal and the Fair Market Value Appraisal. Fair Market Value is often determined by considering recent sales of similar items or consulting with experts in the field.
Art Appraisal Resources
JULY 13, 2023
Artwork Ownership and Acquisition: If you have recently acquired or inherited a piece of art, it can be beneficial to determine its value through an appraisal. Understanding the artwork's potential worth allows you to make informed decisions regarding its conservation, insurance, sale, or donation.
International Society of Appraisers
MARCH 14, 2025
Q: In a damage claim, what's the most common marketplace for determining the fair market value of diamond jewelry? Is it the orderly liquidation market, retail market, retail replacement market? The process for determining fair market value for a damage claim would be the same for any other intended use.
Drishti LLC Appraisers
APRIL 16, 2021
For example, a client cannot use a restricted appraisal as a basis for a sales price with an auction house or antique dealer. Likewise, it cannot be used for insurance purposes. An insurance appraisal is also used for estate planning purposes, as well as insurance policies and claims.
ValuePros Appraisal Services
MARCH 23, 2018
By Ray Nugent Fine Art Insurers require more frequent valuation updates for Fine Art items than other less dynamic markets. The term “dynamic” is used to indicate the frequency of market events that influence market values. With Fine Art the event is a secondary market auction hammer price.
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