Insurance Policy Provenance Quality 
Art Peritus
JANUARY 31, 2025
However, the qualities that make passion assets so precious to collectors also expose them to unique risksrisks often not covered by standard homeowners insurance policies. Several nuanced factors determine the value of passion assets, including rarity, quality, condition, and provenance.
International Society of Appraisers
APRIL 19, 2024
One question you should ask yourself is “am I properly insured if something catastrophic happens?” They consider factors such as an artist's reputation, rarity of the piece, quality of materials, provenance (history of ownership), and market trends. Their expertise ensures that the valuation is accurate.
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Artifactual History Appraisal
SEPTEMBER 17, 2019
It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered. The best way to determine what level of value you have in your own insurance policy is to pull out and read your policy documents or call up your insurance agent to confirm.
ValuePros Appraisal Services
AUGUST 23, 2023
It takes into account factors such as age, condition, and quality of the item. This type of appraisal is commonly used when insuring personal property, as it provides a realistic estimate of the funds needed to replace the item in case of loss, damage, or theft. – It considers depreciation, quality, and condition of the item.
McAllister Fossum Appraisal Services
SEPTEMBER 19, 2019
Understand Your Homeowner’s Insurance Policy The biggest problem I see after a devastating loss is underinsurance, meaning that homeowners suffer a loss yet fail to recover tens of thousands of dollars just at the time when they have lost everything they hold dear. Keep a copy of the insurance policy handy too.
John Thomas Jewelers
AUGUST 17, 2023
Jewelry appraisals are required for most insurance policies. They are well-versed in identifying and evaluating gemstones, as well as assessing their carat, clarity, color, cut, and quality. Some of the key dynamics that impact jewelry value include: Gemstone quality and rarity. Provenance or ownership history.
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