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Jewelry Appraisals for Insurance: Everything You Need to Know

Imperial Gem Lab

Whether you’ve just gotten a beautiful new piece of fine jewelry or you are the caretaker of a family heirloom you hope to pass down to your descendants, jewelry insurance appraisal is part of giving yourself peace of mind. With insurance, you can get your pieces replaced or fixed if something happens.

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Jewelry Appraisal Guide: Understand & Find Jewelry Appraisers

Invaluable

How much should you insure them for? This usually ends with a printed document that describes the piece and assigns a price or range of prices that represent the expert’s best value estimate. Ideally, your appraisal will result in a reliable price estimate for insurance, tax or resale value.

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Selling Your Jewellery

Imperial Gem Lab

How jewelry is valued While the majority of the appraisals we do are for insurance purposes (Retail Replacement Value), a Fair Market Valuation (FMV) is more appropriate when it comes to determining what you might expect to sell your jewelry for. They provide you with a simple and efficient means to liquidate your jewelry.